We’ve all seen traditional personalization — emails that include our first name or ads that reflect recent browsing history. That’s nice, but in today’s ultra-competitive and oversaturated market, it’s not enough to make mobile carriers and retailers stand out. We need to go further.

Hyper-personalization is about more than just recognizing a customer; it’s about anticipating their needs and delivering the right solution at the right time through every step of their journey.

Enhancing Customer Satisfaction with Hyper-Personalized Solutions

Hyper-personalization begins with a deep understanding of your customers. Who are they? What interests and motivates them? What challenges do they face? Customer journey optimization begins with the answers to these questions, using that knowledge to go beyond traditional segmentation.

Through a combination of surveys and in-depth interviews, Assurant recently gathered information from 2,500 people across the U.S. about their backgrounds, interests, and mobile and shopping habits. From this data, we’ve identified eight distinct mobile personas — covered in this ebook — each with their own traits, motivations, and protection needs.

This level of consumer insights allows us to dynamically adjust messaging, service recommendations, and pricing based on your customer’s preferences and behaviors. No more static offers. Instead, we might:

  • Focus on ease-of-use benefits for a Retired Traditionalist
  • Provide subscription swaps and entertainment-first messaging to a Seasoned Streamer
  • Create wellness bundles and retention programs for the Grounded & Stable
  • Provide overarching family plans with customizable perks for the Family-Centric Go-Getter

You can offer your customers hyper-personalized protection plans that feel specifically designed for each of them. This real-time customization is already driving results. By letting customers choose and change the benefits that matter most to them, we’ve increased adoption rates by 29% and doubled persistency.

Dynamic Fulfillment: the Key to Hyper-Personalized Customer Service

Your customers are looking for flexibility that extends beyond the point of purchase. When something goes wrong with their device, they want convenient claims resolution that doesn’t interrupt their lives. For some, that means in-person support, while others might prefer a chat response or self-service options. Letting them choose, and then delivering a consistent, personalized experience across every channel, is what will set your claims experience apart.

At Assurant, we’re giving customers that choice by leveraging real-time, AI-powered insights. When a customer files a claim, our patent-pending dynamic fulfillment platform uses AI-powered algorithms to evaluate over 100 real-time data points and recommend the best resolution for each customer. Some of these data points include:

  • Device model
  • Past behavior and choices
  • Cost
  • Proximity to a store
  • Parts availability
  • Technician schedule
  • Service history

Whether the customer chooses to send in their device for a replacement or make an appointment for same-day repair, our certified technicians and claims experts provide personalized service and quick resolutions, delivering that hyper-personalized experience increases NPS and sets your brand apart.

At the same time, dynamic fulfillment optimizes client risk and cost, empowering our client partners to make the best choices for their business needs. By selecting the business parameters and fulfillment options offered to your customers, you can have total program control at an optimal cost without sacrificing customer experience. It’s all about choice.

Hyper-Personalized Integration Options to Boost Your Bottom Line

If a one-size-fits-all approach isn’t right for the end consumer, it isn’t right for mobile retailers, service providers, or OEMs, either. Your business needs are as unique as the customers you serve, so you need technology and support programs tailored specifically to your goals.

From embedding protection at the point of sale to offering 24/7 tech support through branded apps, the Assurant Product Experience Exchange allows our partners to choose the level of integration that best optimizes revenue and increases customer satisfaction.

Through APEX, we can work together to build your program from the ground up, from building websites, portals, and apps that offer our products under your branding, or we can offer training and support for what you’re already doing. The choice is yours. The services and solutions available through APEX include:

  • Insurance and protection products for phones, home tech, appliances, and other electronics
  • Claims management portals for customers to file, track, and manage claims
  • Tech support access to experts and self-service options
  • Pricing and analytics, including device valuations and performance assessments
  • Trade-in offers, including quotes for used devices and upgrade incentives

But why stop there? Assurant Feature Exchange takes this customization one step further, making it easier than ever to deliver hyper-personalized and localized solutions tailored to both business and consumer needs.

AFX simplifies product creation, management, and evolution, allowing businesses the flexibility to add new features to premium protection bundles without changing the price or provide real-time quotes and customizable coverage for enterprise customers.

Through AFX, our clients can build best-in-class offers by bringing together their own solutions and third-party applications within one cohesive brand experience designed by the client. And it enables customers to choose and change benefits as their needs evolve, increasing retention and building brand loyalty.

The Power of Hyper-Personalization

Our investments in digital platforms, AI, and machine learning allow us to aggregate data across all channels and use it to make predictive offers and recommendations at the right time. This means we can test, learn, and refine offers more quickly and effectively than ever before. Through this hyper-personalization, we’ve increased adoption rates by 29% and doubled persistency.

Hyper-personalization is more than just a buzzword or trend. It’s the future of customer experience. From protection to service to support, when we empower customers and clients to choose the solutions that best meet their needs, we see higher engagement, stronger brand loyalty, and increased revenue.

To stand out in today’s mobile and retail landscape, we need to do more than sell a product. We need to create experiences that make customers feel understood and valued.