National Flood Insurance Program (NFIP)

NFIP Flood Policies Paired with Superior Customer Service

Get the right combination of competitive commissions and exceptional customer service to help you build and retain your flood book over the long term.

Differentiating Flood Support for Standardized Products

With ever evolving weather patterns and climate change, extreme weather is the norm yet we're still not prepared for flooding events. According to the National Flood Services, flooding causes more damage than fires, and is currently the most costly natural disaster we face in the United States - averaging $2.4 billion annually.

Every property owner should be prepared and have flood insurance to protect themselves from the unexpected. At Assurant, we provide the tools to make that possible; but you’re the one property owners look upon for guidance about their flood policies and coverage options.

Though the National Flood Insurance Program’s products are standardized, the support you and your customers get from Assurant isn’t. We help you deliver exceptional customer experiences and coverage options — because we treat your customers like they’re ours.

What Your Flood Book Gets with Top-Tier Support

Protect Your Customers Against Flood Disruptions

As the No. 2 largest Write Your Own provider and an original member of the NFIP, we bring a lot to the table when it comes to giving your customers the experience they deserve when they need it most.

Complements an NFIP policy by providing increased amounts on NFIP coverage limits.
Offers optional excess flood coverage up to $500,000 above the NFIP’s limit.
Pays up to $5,000 for personal property and $5,000 for real property damage in basements per occurrence.
Pays up to $2,500 for flood damage to golf carts and up to $1,000 for trailers per occurrence.
Pays Loss of Use/Temporary Living Expenses — up to $100 per day or $2,000 per month for a maximum of $20,000 per occurrence — if the home is flooded due to a covered loss and declared unlivable.
Additional deck and handicap ramp coverage of $2,500.