Personal Property and Consumer Protection

Provided by Assurant Solutions

Extended Service Contracts (ESC) and Warranties

Supplemental or extended warranty and service programs associated with purchases of consumer electronics, home appliances, wireless communications and motor vehicles.

Extended service programs underwritten and administered by Assurant Solutions are offered through retailers, utilities and auto dealers. Assurant provides clients with risk transfer, full warranty administration, compliance administration, technical product support, point-of-sale marketing support, after-market marketing and Internet marketing integration.

Debt Protection Programs

Payment protection programs associated with credit card accounts, installment loans, lines of credit and mortgages. Under the terms and conditions of a debt protection agreement, the monthly interest due from a customer may be waived or the monthly payments may be paid for a covered life event, such as disability, unemployment or family leave. Most often in the case of the death of a covered account holder, the debt is extinguished.

Assurant Solutions businesses are the exclusive provider of debt protection administration and services for four of the six largest general purpose credit card issuers in the United States based on credit card balances outstanding.

Credit Insurance

Payment protection programs associated with credit card accounts, installment loans, lines of credit and mortgages.

Credit insurance pays off the outstanding balance of a loan or credit card in the case of death. In the case of unemployment or a temporary disability, payments are made on the loan until the policy holder is employed again or medically able to return to work.

Assurant Solutions businesses offer life, disability, involuntary unemployment, accidental death and dismemberment and property insurance programs through financial institutions, retailers and others that make loans or extend credit to their customers.

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